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‘Snowflake Stepdown’ Technique for Debt Payoff
It’s all about motivation. One technique that I use to stay motivated is what I call the ‘snowflake stepdown’. I just used it yesterday and now my credit card balance is $26,998. After I paid my most...
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5 Reasons to be Thankful for Your Debt
I’ve been thinking about my financial situation a lot. And lest I come across as a Winnie Whiner, I started thinking about what I have to be thankful for. Out of every adversity there is growth and...
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